Due Diligence Provides a Better Understanding of Investments

performing due diligence

I am a very cautious investor. I take time to perform due diligence on every investment opportunity I am introduced to. Whenever possible, I read investment reviews and investor testimonials to get a better understanding of the offering, and to determine how it will move me closer to my investing goals.


Reasonable steps taken by a person in order to satisfy a legal requirement, especially in buying or selling something.

A comprehensive appraisal of a business undertaken by a prospective buyer, especially to establish its assets and liabilities and evaluate its commercial potential.

For me, becoming financially stable during my retirement is goal number one. So, this means that I am focusing my search on finding investments that generate income. I can use these revenues now to reinvest and generate bigger returns, and later to supplement my income during retirement.

With so many investing choices, investment-seekers like us need to be certain that the investments we choose are in-line with our financial goals. This means that thoroughly researching investment options is absolutely necessary to 1) verify the information you have consumed, and 2) make educated decisions. Do not overlook the importance of vetting your sources of information.

If you have taken over the responsibility of managing your investment portfolio, you have also committed yourself to staying current with markets, and performing the research necessary to identify new opportunities. For some investors, like myself, this approach to making investments is much more comfortable and far less risky.

When you spend time learning about the investments in your portfolio, as well as the ones that become available to you, it is possible to understand the role that each investment plays – or could play – in you achieving your goals. This knowledge will guide you safely through the investing landscape, and allow you to spot opportunities at every turn.

Concern About Britain’s Economic Performance And UK Outlook

uk investor looking future

As an upbeat consumer and active investor in the United Kingdom, I am concerned about Britain’s current economic performance and the outlook for the UK.

I hear reports from the British government of prosperity despite Brexit, but then there are international economists and analysts that sometimes offer a sobering, conflicting view. Who are investors to believe? Are we being lied to and intentionally mislead by officials in the United Kingdom?

It was expected that the Brexit decision would have some adverse effect on the UK economy. Let’s face it, that was irrefutable. So, as predicted, growth has slowed and inflation has risen across the country. In fact, according to a new analysis, Brexit has already inflicted damage totaling nearly £20 billion on Britain’s economy. This is equivalent to approximately £300 million a week since the referendum in June of 2016.

In Q3 of 2017, the UK’s annual rate of GDP growth fell to a disappointing 1.5 percent. This was the country’s weakest performance since 2013. Adding to the disappointment, the figure is a downgrade from the upbeat 2 percent growth that officials at the UK’s Office for Budget Responsibility estimated in the Spring of 2017.

In my mind, as an investor and consumer in the United Kingdom, here is a review of what has transpired. Since the vote to leave the European Union, there has been a sharp drop in the value of sterling. This has meant that imports have become more expensive for residents of the UK, like me. It has also meant that inflation has risen well above the Bank of England’s target. Is all of this to be expected?

The distribution of misinformation, whether by government officials or analysts, makes it difficult for investors to make investment decisions. What we all need is clear, unbiased information that we can plan our future on and make confident, long-term investments in the United Kingdom.

Short-listed My Investing Choices To Containers, Real Estate

shipping containers real estate investing

It has proven to be much more difficult to find investments for retirement than I thought it would be. It has taken a lot of patience, a lot of effort, and a lot of perseverance to uncover viable options. The good investment opportunities certainly do not jump out at you and yell “pick me, pick me!”

My attention has been focused on finding income generating investments that will supplement my retirement pension and savings. I need something that provides a steady monthly return, but has a very limited exposure to risk. After reading through countless investors interviews, reviews, and testimonials, I have made a short-list of my choices for investment to two: shipping containers and real estate investments.

Shipping Containers

When investors invest in containers, they are investing in what is known as a hard asset. These are tangible items that can be seen and touched. Because of this, they are a favorite among investment seekers.

As a shipping container owner, your assets are leased to international shipping companies, with the help of a container leasing company. Based upon the monthly lease revenue generated, you earn a residual income from your investment.

Real Estate

A real estate investment is similar to shipping container investing in that it is a hard asset and can generate a monthly income for investors. This consistent revenue is very appealing to investment seekers.

With the help of a property manager, just like the container leasing company above, investors can maintain their investment and find tenants to rent their properties. This, like cargo containers, will provide a residual income for the property owner.

The search for investing options that will ensure I enjoy a stable retirement has taken me around the world. I have spoken to novice and expert investors, as well as institutional representatives, and the theme and tone is consistent. There are risks associated with the stock market, and bonds are performing poorly, so investors are eager to find alternatives to traditional investments.

Alternative Investments Avoid Bond and Stock Market Risks

happy investor excited

The search for investments has taught me a great deal about identifying and choosing investing opportunities. Above all else I have learned that – for the moment – traditional investments are risky and that, with an increased frequency, alternative investments are replacing them in investors’ portfolios. To me, this certainly signals a big drop in investors’ confidence in stocks and bonds.

I know that from a personal perspective, the notion of investing in risky investments is not consistent with my investment strategy or my investing goals. So, because of this, I choose investments that will perform well regardless of what happens in the bonds or stock market. For most investors, like me, alternative investments appear to satisfy this criteria very well.

My first introduction to an alternative investment was shipping container investing with Davenport Laroche. Pursuing this low risk option requires an investor to purchase a hard asset – a shipping container, lease it to international transport companies, and collect a monthly return. Some people compare it to a real estate investment.

Aside from shipping containers, there are other alternative investments in the marketplace, that can offer an opportunity to avoid the perils of the bond and stock markets. If you come across one of these alternatives, do not immediately discount it. Carefully consider the opportunity. Most options you would generally overlook will perform well against interest rates, inflation, stock drops, and financial crisis.

With all of the traditional investment alternatives available to investors, there is no reason why investors should still feel compelled to allot a significant portion of their portfolio to stocks and/or bonds. For more than a decade, alternative investments – like investing in shipping containers – have performed extremely well in the face of economic and financial upheaval. For that reason, in my opinion, they deserve a spot in every investor’s portfolio.

Investments That Deliver Income Offer a Financial Advantage

winning the race to investing goals

I have said it before, and I will say it again; we all deserve to be financially stable during retirement. Who wants to worry about the performance of stocks and bonds, while baking holiday desserts or playing with their grandchildren? Not me, thank you. In fact, I have made it my personal goal to choose only investing options that offer me freedom from stock and bond worries. The fast pace of the world’s stock markets is certainly no place for a cautious, amateur investor like me.

Another important criteria I have recently included in my investment search is income or revenues. In an earlier discussion about Davenport Laroche, I was introduced to an income generating investment – shipping containers. The idea of having investments that pay a monthly return, and supplement retirement income, is very appealing to me. I would think it might be to you too. Especially if you are behind on your retirement investing like I am.

Above all, when researching investments for retirement, I have learned that investment seekers must carefully consider the risks versus the reward. Certainly, income producing investments are appealing, but what is the risk associated with them? Hard assets, for one good example, are tangible items like commodities and collectibles that can be seen and physically touched by investors. These investments pay great returns and, in my mind, are considered lower risk than investing in overvalued stocks and bonds.

When choosing investments for retirement, I have discovered that the most important criteria for a great investment are: low risk and generate income. If you can populate your portfolio with investing options that deliver revenue, and do so with very little exposure to risk, you have a financial advantage. Use this leverage to build wealth, reach your investing goals and enjoy your many years of financially stable retirement.

Reinvest Income Generating Investment Profits To Build Wealth

reinvest investment profits

As I have mentioned in my earlier posts, I am a little behind on my saving and investing for retirement. This past week I spent hours looking at investments that could help me make up for lost time. Topping off the list of options that piqued my interest is investing in shipping containers.

First introduced to me in mid-October of 2017, shipping container investments appealed to me for two simple reasons; they are hard assets and the containers generate income for investors. For me, the fact that it is a tangible item is appealing, and the income generated can be reinvested into more containers. I believe this will help me make up for lost time and my minimal savings.

Investing in hard assets, like a shipping container, appear to be emerging as a new investor favorite. In the past though, these were hard to come by and there was not much activity with these “alternative investments.” But, since the financial crisis, investors have been looking for other options to replace the traditional investments they are holding.

Earning an income from investments presents an opportunity to reinvest to generate more income. Although some people may choose to supplement their paycheck with the money, I am choosing to put it back into containers. Here’s why … according to a gentleman’s comment on my “It Is Difficult To Find Investments For Retirement” post, he earned more than $70,000 in three years at a +20% rate of return. If he had reinvested the income he earned from his container investments, he would have (potentially) doubled his initial investment in just five years!

If you are like me and are playing catch up with your investing and retirement savings, reinvesting the profits from income generating investments is (in my opinion) the best strategy for building personal wealth very quickly.

You Deserve To Financially Stable During Your Retirement

retirement at the park

After working for nearly half-a-century, you deserve to rest easy during your retirement years. One aspect of enjoying an easy retirement is being financially stable. Investing helps you to prepare for the day when you retire, and become dependent upon your savings and retirement income for financial support.

Ideally an investor should focus their attention on building an investment portfolio that targets income-producing investments. These investments will pay a monthly return that can be used to supplement retirement income, and help manage living expenses. In most instances, as the cost of living increases, returns from income-producing assets will rise to match.

Do not expect that income-generating benefits will come from traditional investments, like stocks and bonds. Undoubtedly it will be necessary to seek-out and research alternative investment options. These will include hard assets, such as shipping containers, collectibles, and real estate; to name only a few.

Because revenue-producing assets are not found among traditional investments, most money managers are not familiar with them. This makes it necessary to rely on your own research and due diligence when seeking-out options to invest in. Many investors – myself included – think of it as an opportunity to take more control over your investment portfolio.

Although stocks and bonds were once believed to be pillars of any portfolio,  today a growing number of investing experts are recommending that investors increase their alternative investment holdings, which includes income-producing investments. So, based on their recommendation and mine, don’t delay; introduce them today.

When choosing investments for retirement, be mindful of the income your portfolio will need to produce to meet your costs of living. You have worked for nearly fifty years, you deserve to be financially stable and enjoy your retirement. This is best achieved by investing in a variety of assets that pay a monthly return.

Be Supportive, Exploratory, As Well As Neutral And Unbiased

listen to others

Everyday I am confronted with negativity, and people who are generally unhappy. Allowing this to affect me personally would have consequences on my life. Instead of growing angry, I have learned to take a neutral and unbiased position when speaking with others. This prevents me from getting upset by what is being said.

Certainly, adopting a neutral, unbiased position is difficult to do. To completely push your own feelings and opinions aside and concentrate on the message, is not an easy strategy to employ. To be successful, your verbal/written communication and actions must be genuine.

Being genuine means that, from a personal perspective, I identify the key points of the message being conveyed and I focus on what the other person is trying to accomplish. Once I have a clear understanding of their intentions, I seek instances from my own experience to relate, and then respond appropriately.

It is very important to resist every urge to interrupt the other person when they are speaking. Wait and respond only when an appropriate time arises. Use this opportunity to clarify the other person’s position and introduce your contribution to the exchange. Be supportive and exploratory with your response.

Being supportive and exploratory, as well as neutral and unbiased, will help you to find and focus on the common ground you share with the other person. This will build a positive relationship with your counterpart and easily identify a constructive path forward.

It Is Difficult To Find Investments For Retirement

davenport laroche how does it work

I have to admit I started saving and investing for my retirement late in life. For years it was something I put off for another day. Now I find myself struggling to find investments for retirement.

It would be interesting to know if I am the only one who is experiencing a difficult time. I am not sure if I am setting my expectations too high, or if I am looking in the wrong places. I expected things would be difficult, but meeting my criteria seems nearly impossible.

Suggestions from others, about where to find investments for retirement, are always welcome. But, whose recommendation can I trust? I am afraid that here are shysters, and financial predators around every corner.

Following the suggestion of a close friend have begun to research an appealing option from a company named Davenport Laroche. They are a container leasing and investment company from Hong Kong. The idea is that an investor purchases shipping containers and then leases them out for a monthly profit.

According to the company’s website, leasing containers is like renting an apartment.

It is similar to the process of renting an apartment. Just think of it, you rent it out and receive the rent every month; deposited into your bank account. The only difference is: you don’t rent it to a family or a student; you rent it out to the world’s biggest companies.” – Davenport Laroche

This opportunity sounds ideal for investors, like myself, who need to find investments for retirement. There is an acceptable amount of risk, and it delivers a good income month after month. BUT, I would like to hear more from other investors who have invested with Davenport Laroche.

If you are investor with the company, or know someone who is, please ask them to share their experience with me. In particular, I would like to know if the returns are as favorable as reported on the company’s website.